A fundamental difference between a Captive Agent and an Independent Brokerage lies in our allegiance: while Captive Agents represent the carrier, we at Hess Insurance proudly represent you, the client. With us, your needs take center stage. Our dedication is unwavering—we prioritize your objectives, preferences, and peace of mind above all else. Trust us to navigate the intricate world of insurance options with your best interests at heart, delivering tailored solutions that truly align with your needs.